How Hawaii taxes wages
Twelve brackets up to 11%. Recent laws are doubling the standard deduction and widening brackets through 2031.
At $65,000 of wages, that is the 41st-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.
Its top rate of 11% is the 2nd-highest among the 26 jurisdictions with progressive brackets.
Rates range from 1.4% to 11%. We don’t list the full bracket schedule here yet; for exact thresholds, see the official Hawaii tax agency website.
Example: $65,000 salary, single filer
| Wages | $65,000 |
|---|---|
| Income not taxed (approx. deduction, exemptions, 0% bracket) | −$9,144 |
| Income taxed | $55,856 |
| Average rate used for the estimate | × 6.4% |
| Estimated Hawaii income tax | $3,575 |
That works out to about $298 a month, or an effective rate of 5.5% of wages.
Calculators for Hawaii
- Paycheck calculator
Take-home pay after federal income tax, Social Security, Medicare, and Hawaii income tax, with Hawaii selected.
- Tips and overtime calculator
Your federal deduction for qualified tips and overtime, with Hawaii selected and its state rules applied to the Hawaii estimate.
- Senior deduction calculator
A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.
- Car loan interest calculator
A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.
Does Hawaii tax tips and overtime?
Hawaii follows the federal deduction for tips, but not for overtime. Act 35 (2026) adopts the federal tips deduction (§224) but not the overtime deduction (§225), from tax year 2026.
The example on this page taxes full wages. The tips and overtime calculator subtracts the deduction for your tips before it estimates your Hawaii tax.
Source: Hawaii Department of Taxation: Announcement 2026-06 (PDF), July 31, 2026. Checked . See how every state treats tips and overtime
To see your federal deduction and Hawaii tax together, open the tips and overtime calculator with Hawaii selected.
Hawaii vs. neighboring states
Hawaii shares no land border with another state, so there is no cross-border commute to compare.
Official source
For forms, exact brackets, and filing deadlines, go to the official Hawaii tax agency website.