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Tax year 2026. Federal, FICA, and state rules last checked . How we calculate

About NetWageTax

We build free, transparent calculators that help American workers understand their paychecks and the tax rules that shape them.

Our mission

Tax rules that affect everyday workers, such as how tips are taxed, how overtime is treated, or what a new code on your W-2 means, are often explained in dense legal language or buried behind paid software. NetWageTax exists to close that gap. Our goal is to give every worker clear, accurate, and free answers to the paycheck and workplace tax questions they actually have.

We focus on the moments that matter: when a new law changes what you can deduct, when a form shows up with an unfamiliar box, or when you want to know what a raise or extra shift really means for your take-home pay.

Our tools

  • Paycheck calculator: take-home pay per paycheck for hourly or salaried work, after federal income tax, Social Security, Medicare, and state income tax.
  • Tips and overtime calculator: the 2026 federal deductions for qualified tips and overtime under the One Big Beautiful Bill Act, and what they save you in federal income tax.
  • State income tax pages: 51 pages, one for every state and the District of Columbia, with its rates and a worked example.
  • W-2 Box 12 guide: what each Box 12 code means, including the new codes TA, TP, and TT, and which ones change your tax return.

What we stand for

  • Transparent. Results show the steps behind the number, such as caps, thresholds, and phase-outs, so you can check them against the rules yourself.
  • Private. Our calculators run in your browser. The figures you enter are never sent to or stored on our servers.
  • Free. Every tool is free to use, with no account or sign-up.

How we build our calculators

  • Primary sources first. Our tools are built from statutory text, IRS forms and instructions, Social Security Administration figures, and state tax agency publications, not from secondhand summaries.
  • Tested logic. Calculation engines are covered by automated tests for caps, filing statuses, and phase-out edge cases before they go live.
  • Kept current. Tax parameters are stored by tax year so they can be updated when the IRS or a state publishes new figures or guidance.
  • Honest about limits. Our estimates don't include local income taxes, state tax credits, or pre-tax deductions such as 401(k) contributions and health insurance premiums. State income tax is worked out bracket by bracket for a few states, by filing status, and is a simplified single-filer estimate for the rest.

Our sources, what each estimate assumes, and how often we review the data are all on How we calculate.

Independence and funding

NetWageTax is an independent project. We are not affiliated with the IRS, any government agency, any employer, or any tax preparation company. We fund the site with advertising, and advertisers have no influence over our calculations or content. NetWageTax is an educational tool and not a substitute for a qualified tax professional. Please read our Financial & Tax Disclaimer for details.

Contact us

Found an error, have a question, or want to suggest a calculator? Email us at contact@netwagetax.com or use our contact page. We read every message, although we cannot provide individual tax advice.