Minnesota Income Tax 2026: Rates, Brackets & Calculator

How Minnesota taxes wages

Four brackets from 5.35% to 9.85%.

At $65,000 of wages, that is the 37th-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.

Its top rate of 9.85% is the 7th-highest among the 26 jurisdictions with progressive brackets.

Rates range from 5.35% to 9.85%. We don’t list the full bracket schedule here yet; for exact thresholds, see the official Minnesota tax agency website.

Example: $65,000 salary, single filer

State income tax on a $65,000 salary
Wages	$65,000
Income not taxed (approx. deduction, exemptions, 0% bracket)	−$15,300
Income taxed	$49,700
Average rate used for the estimate	× 5.9%
Estimated Minnesota income tax	$2,932

That works out to about $244 a month, or an effective rate of 4.51% of wages.

Calculators for Minnesota

Paycheck calculator
Take-home pay after federal income tax, Social Security, Medicare, and Minnesota income tax, with Minnesota selected.
Tips and overtime calculator
Your federal deduction for qualified tips and overtime, with Minnesota selected and its state rules applied to the Minnesota estimate.
Senior deduction calculator
A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.
Car loan interest calculator
A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.

Does Minnesota tax tips and overtime?

Minnesota does not follow the federal tips and overtime deduction. Tips and overtime are “taxable to Minnesota,” with no state adjustment. The 2026 tax law doesn’t add one.

Qualified tips and overtime you deduct on your federal return (Schedule 1-A) are still taxed by Minnesota, and our estimate taxes your full wages.

Source: Minnesota DOR: 2026 tax pro webinar Q&A (PDF), February 2026; Minnesota DOR: 2026 enacted tax law summary (PDF), May 26, 2026. Checked October 4, 2026. See how every state treats tips and overtime

To see your federal deduction and Minnesota tax together, open the tips and overtime calculator with Minnesota selected.

Minnesota vs. neighboring states

Minnesota has the highest estimated bill among its neighbors. Workers in South Dakota, North Dakota, Iowa, and Wisconsin would owe less on the same salary.

State	Rate	Est. tax on $65,000	vs. Minnesota
South Dakota	No state income tax	$0	−$2,932
North Dakota	0%–2.5% progressive	$8	−$2,924
Iowa	3.8% flat tax	$1,858	−$1,074
Wisconsin	3.5%–7.65% progressive	$2,563	−$369

Official source

For forms, exact brackets, and filing deadlines, go to the official Minnesota tax agency website.

North Dakota0%–2.5% progressive
Wisconsin3.5%–7.65% progressive
Iowa3.8% flat tax
South DakotaNo state income tax

All states and DC on the map

Estimates cover Minnesota income tax on wages for a single filer and exclude local taxes and state credits. They are not tax advice. See our disclaimer and how we calculate.