How Utah taxes wages
Flat 4.45% for 2026, cut from 4.5% in 2026 and applied back to January 1. A taxpayer credit (not included) lowers the tax for most low- and middle-income filers.
At $65,000 of wages, that is the 34th-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.
Its 4.45% rate is the 12th-lowest of the 16 flat-tax states.
Rate source: Utah Code § 59-10-104, as amended by SB 60 (2026) (PDF)
Example: $65,000 salary, single filer
| Wages | $65,000 |
|---|---|
| Income not taxed (approx. deduction, exemptions) | −$0 |
| Income taxed | $65,000 |
| Flat rate | × 4.45% |
| Estimated Utah income tax | $2,893 |
That works out to about $241 a month, or an effective rate of 4.45% of wages.
Calculators for Utah
- Paycheck calculator
Take-home pay after federal income tax, Social Security, Medicare, and Utah income tax, with Utah selected.
- Tips and overtime calculator
Your federal deduction for qualified tips and overtime, with Utah selected and its state rules applied to the Utah estimate.
- Senior deduction calculator
A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.
- Car loan interest calculator
A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.
Does Utah tax tips and overtime?
Utah does not follow the federal tips and overtime deduction. Utah’s list of subtractions from income (§59-10-114) has none for tips or overtime, and HB 587 (2026) didn’t pass.
Qualified tips and overtime you deduct on your federal return (Schedule 1-A) are still taxed by Utah, and our estimate taxes your full wages.
Starts from federal AGI and no state deduction was enacted in 2026. Source: Utah Code §59-10-114 (PDF), October 14, 2025. Checked . See how every state treats tips and overtime
To see your federal deduction and Utah tax together, open the tips and overtime calculator with Utah selected.
Utah vs. neighboring states
Utah has the highest estimated bill among its neighbors. Workers in Nevada, Wyoming, Arizona, Colorado, and Idaho would owe less on the same salary.
| State | Est. tax on $65,000 | vs. Utah |
|---|---|---|
| Nevada | $0 | −$2,893 |
| Wyoming | $0 | −$2,893 |
| Arizona | $1,223 | −$1,670 |
| Colorado | $2,152 | −$741 |
| Idaho | $2,337 | −$555 |
Official source
For forms, exact brackets, and filing deadlines, go to the official Utah tax agency website.