How Rhode Island taxes wages
Three brackets (3.75%–5.99%).
At $65,000 of wages, that is the 5th-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.
Its top rate of 5.99% is the 14th-highest among the 26 jurisdictions with progressive brackets.
Rates range from 3.75% to 5.99%. We don’t list the full bracket schedule here yet; for exact thresholds, see the official Rhode Island tax agency website.
Example: $65,000 salary, single filer
| Wages | $65,000 |
|---|---|
| Income not taxed (approx. deduction, exemptions, 0% bracket) | −$16,450 |
| Income taxed | $48,550 |
| Average rate used for the estimate | × 3.75% |
| Estimated Rhode Island income tax | $1,821 |
That works out to about $152 a month, or an effective rate of 2.8% of wages.
Calculators for Rhode Island
- Paycheck calculator
Take-home pay after federal income tax, Social Security, Medicare, and Rhode Island income tax, with Rhode Island selected.
- Tips and overtime calculator
Your federal deduction for qualified tips and overtime, with Rhode Island selected and its state rules applied to the Rhode Island estimate.
- Senior deduction calculator
A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.
- Car loan interest calculator
A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.
Does Rhode Island tax tips and overtime?
Rhode Island does not follow the federal tips and overtime deduction. The deductions come after AGI, so the Division of Taxation lists them as having no Rhode Island impact.
Qualified tips and overtime you deduct on your federal return (Schedule 1-A) are still taxed by Rhode Island, and our estimate taxes your full wages.
Source: Rhode Island Division of Taxation: RIBBA analysis (PDF), March 2026; Rhode Island Division of Taxation: H.R. 1 (Public Law 119-21) guidance, March 2026. Checked . See how every state treats tips and overtime
To see your federal deduction and Rhode Island tax together, open the tips and overtime calculator with Rhode Island selected.
Rhode Island vs. neighboring states
Rhode Island has the lowest estimated bill among its neighbors. Connecticut and Massachusetts would charge more.
| State | Est. tax on $65,000 | vs. Rhode Island |
|---|---|---|
| Connecticut | $2,828 | +$1,007 |
| Massachusetts | $3,030 | +$1,209 |
Official source
For forms, exact brackets, and filing deadlines, go to the official Rhode Island tax agency website.
Related states
- Connecticut2%–6.99% progressive
- Massachusetts5% flat tax
- Vermont3.35%–8.75% progressive
- New Mexico1.5%–5.9% progressive