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Tax year 2026. Federal, FICA, and state rules last checked . How we calculate

Rhode Island state income tax 2026

Rhode Island uses progressive brackets, with rates from 3.75% to 5.99%. For a single filer earning $65,000, our simplified 2026 estimate is $1,821, about 2.8% of wages.

Last reviewed . Data: 2026 tax year (laws enacted through mid-2026).

Tax type
Progressive brackets
Rate
3.75%–5.99% progressive
Estimated tax on $65,000 (single filer)
$1,821
Local income taxes
None

How Rhode Island taxes wages

Three brackets (3.75%–5.99%).

At $65,000 of wages, that is the 5th-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.

Its top rate of 5.99% is the 14th-highest among the 26 jurisdictions with progressive brackets.

Rates range from 3.75% to 5.99%. We don’t list the full bracket schedule here yet; for exact thresholds, see the official Rhode Island tax agency website.

Example: $65,000 salary, single filer

State income tax on a $65,000 salary
Wages$65,000
Income not taxed (approx. deduction, exemptions, 0% bracket)−$16,450
Income taxed$48,550
Average rate used for the estimate× 3.75%
Estimated Rhode Island income tax$1,821

That works out to about $152 a month, or an effective rate of 2.8% of wages.

Calculators for Rhode Island

  • Paycheck calculator

    Take-home pay after federal income tax, Social Security, Medicare, and Rhode Island income tax, with Rhode Island selected.

  • Tips and overtime calculator

    Your federal deduction for qualified tips and overtime, with Rhode Island selected and its state rules applied to the Rhode Island estimate.

  • Senior deduction calculator

    A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.

  • Car loan interest calculator

    A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.

Does Rhode Island tax tips and overtime?

Rhode Island does not follow the federal tips and overtime deduction. The deductions come after AGI, so the Division of Taxation lists them as having no Rhode Island impact.

Qualified tips and overtime you deduct on your federal return (Schedule 1-A) are still taxed by Rhode Island, and our estimate taxes your full wages.

Source: Rhode Island Division of Taxation: RIBBA analysis (PDF), March 2026; Rhode Island Division of Taxation: H.R. 1 (Public Law 119-21) guidance, March 2026. Checked . See how every state treats tips and overtime

To see your federal deduction and Rhode Island tax together, open the tips and overtime calculator with Rhode Island selected.

Rhode Island vs. neighboring states

Rhode Island has the lowest estimated bill among its neighbors. Connecticut and Massachusetts would charge more.

StateEst. tax on $65,000vs. Rhode Island
Connecticut$2,828+$1,007
Massachusetts$3,030+$1,209

Official source

For forms, exact brackets, and filing deadlines, go to the official Rhode Island tax agency website.

All states and DC on the map

Estimates cover Rhode Island income tax on wages for a single filer and exclude local taxes and state credits. They are not tax advice. See our disclaimer and how we calculate.