How Pennsylvania taxes wages
Flat 3.07% with no standard deduction or personal exemption.
At $65,000 of wages, that is the 14th-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.
Its 3.07% rate is the 5th-lowest of the 16 flat-tax states.
Example: $65,000 salary, single filer
| Wages | $65,000 |
|---|---|
| Income not taxed (approx. deduction, exemptions) | −$0 |
| Income taxed | $65,000 |
| Flat rate | × 3.07% |
| Estimated Pennsylvania income tax | $1,996 |
That works out to about $166 a month, or an effective rate of 3.07% of wages.
Calculators for Pennsylvania
- Paycheck calculator
Take-home pay after federal income tax, Social Security, Medicare, and Pennsylvania income tax, with Pennsylvania selected.
- Tips and overtime calculator
Your federal deduction for qualified tips and overtime, with Pennsylvania selected and its state rules applied to the Pennsylvania estimate.
- Senior deduction calculator
A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.
- Car loan interest calculator
A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.
Does Pennsylvania tax tips and overtime?
Pennsylvania does not follow the federal tips and overtime deduction. Tips are taxable compensation in Pennsylvania, and federal deductions aren’t allowed in Pennsylvania taxable income.
Qualified tips and overtime you deduct on your federal return (Schedule 1-A) are still taxed by Pennsylvania, and our estimate taxes your full wages.
Source: Pennsylvania DOR: PA Personal Income Tax Guide, gross compensation. Checked . See how every state treats tips and overtime
To see your federal deduction and Pennsylvania tax together, open the tips and overtime calculator with Pennsylvania selected.
Local income taxes in Pennsylvania
Most municipalities levy an earned income tax (usually ~1%; Philadelphia 3.74%).
These local taxes are not included in the estimate above.
Pennsylvania vs. neighboring states
Workers in Ohio would owe less on the same salary. New Jersey, West Virginia, Maryland, New York, and Delaware would charge more.
| State | Est. tax on $65,000 | vs. Pennsylvania |
|---|---|---|
| Ohio | $1,012 | −$984 |
| New Jersey | $2,048 | +$53 |
| West Virginia | $2,088 | +$92 |
| Maryland | $2,724 | +$728 |
| New York | $2,913 | +$918 |
| Delaware | $2,964 | +$969 |
Official source
For forms, exact brackets, and filing deadlines, go to the official Pennsylvania tax agency website.
Related states
- Ohio2.75% flat tax
- Delaware2.2%–6.6% progressive
- Maryland2%–6.5% progressive
- New Jersey1.4%–10.75% progressive