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NetWageTax

Tax year 2026. Federal, FICA, and state rules last checked . How we calculate

Mississippi state income tax 2026

Mississippi taxes wages at a single 4% rate after roughly $18,300 of income that goes untaxed. A single filer earning $65,000 owes an estimated $1,868 for 2026, an effective rate of 2.87%.

Last reviewed . Data: 2026 tax year (laws enacted through mid-2026).

Tax type
Flat tax
Rate
4% flat tax
Estimated tax on $65,000 (single filer)
$1,868
Local income taxes
None
Calculate your Mississippi paycheckTips and overtime calculator

How Mississippi taxes wages

The first $10,000 of taxable income is exempt, then 4% for 2026, stepping down to 3% by 2030.

At $65,000 of wages, that is the 8th-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.

Its 4% rate is the 9th-lowest of the 16 flat-tax states.

Example: $65,000 salary, single filer

State income tax on a $65,000 salary
Wages$65,000
Income not taxed (approx. deduction, exemptions)−$18,300
Income taxed$46,700
Flat rate× 4%
Estimated Mississippi income tax$1,868

That works out to about $156 a month, or an effective rate of 2.87% of wages.

Calculators for Mississippi

  • Paycheck calculator

    Take-home pay after federal income tax, Social Security, Medicare, and Mississippi income tax, with Mississippi selected.

  • Tips and overtime calculator

    Your federal deduction for qualified tips and overtime, with Mississippi selected and its state rules applied to the Mississippi estimate.

  • Senior deduction calculator

    A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.

  • Car loan interest calculator

    A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.

Does Mississippi tax tips and overtime?

Mississippi does not follow the federal tips and overtime deduction. “Tips and gratuity are considered taxable income to Mississippi,” and no 2026 law changed that.

Qualified tips and overtime you deduct on your federal return (Schedule 1-A) are still taxed by Mississippi, and our estimate taxes your full wages.

Source: Mississippi DOR: individual income tax FAQ. Checked . See how every state treats tips and overtime

To see your federal deduction and Mississippi tax together, open the tips and overtime calculator with Mississippi selected.

Mississippi vs. neighboring states

Workers in Tennessee and Louisiana would owe less on the same salary. Arkansas and Alabama would charge more.

StateEst. tax on $65,000vs. Mississippi
Tennessee$0−$1,868
Louisiana$1,564−$304
Arkansas$1,945+$77
Alabama$2,684+$816

Official source

For forms, exact brackets, and filing deadlines, go to the official Mississippi tax agency website.

All states and DC on the map

Estimates cover Mississippi income tax on wages for a single filer and exclude local taxes and state credits. They are not tax advice. See our disclaimer and how we calculate.