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NetWageTax

Tax year 2026. Federal, FICA, and state rules last checked . How we calculate

Georgia state income tax 2026

Georgia taxes wages at a single 4.99% rate after roughly $15,000 of income that goes untaxed. A single filer earning $65,000 owes an estimated $2,495 for 2026, an effective rate of 3.84%.

Last reviewed . Data: 2026 tax year (laws enacted through mid-2026).

Tax type
Flat tax
Rate
4.99% flat tax
Estimated tax on $65,000 (single filer)
$2,495
Local income taxes
None
Calculate your Georgia paycheckTips and overtime calculator

How Georgia taxes wages

Flat 4.99% tax from January 1, 2026, under HB 463 (2026). Further cuts of 0.125 point a year toward 3.99% depend on state revenue.

At $65,000 of wages, that is the 24th-lowest estimated bill of the 42 jurisdictions (including DC) that tax wages.

Its 4.99% rate is the 14th-lowest of the 16 flat-tax states.

Rate source: HB 463 (2026), as passed (PDF)

Example: $65,000 salary, single filer

State income tax on a $65,000 salary, bracket by bracket
Wages$65,000.00
Standard deduction−$15,000.00
Taxable income$50,000.00
4.99% on $0 – $50,000$2,495.00
Georgia income tax$2,495.00

That works out to about $208 a month, or an effective rate of 3.84% of wages. Each rate applies only to the part of taxable income inside its bracket.

Calculators for Georgia

  • Paycheck calculator

    Take-home pay after federal income tax, Social Security, Medicare, and Georgia income tax, with Georgia selected.

  • Tips and overtime calculator

    Your federal deduction for qualified tips and overtime, with Georgia selected and its state rules applied to the Georgia estimate.

  • Senior deduction calculator

    A federal deduction of up to $6,000 for each person 65 or older, after the income phase-out.

  • Car loan interest calculator

    A federal deduction for interest on a loan for a new, U.S.-assembled vehicle.

Does Georgia tax tips and overtime?

Georgia doesn’t follow the federal deduction, but it has its own break. HB 463 (2026) excludes up to $1,750 of qualified overtime for full-time hourly employees and up to $1,750 of tips, cash or charged, in a tipped occupation, for 2026 through 2028.

The example on this page taxes full wages. The tips and overtime calculator subtracts Georgia’s own break for your tips and overtime before it estimates your Georgia tax.

Source: HB 463 (2026), as passed (PDF). Checked . See how every state treats tips and overtime

To see your federal deduction and Georgia tax together, open the tips and overtime calculator with Georgia selected.

Georgia vs. neighboring states

Workers in Florida, Tennessee, South Carolina, and North Carolina would owe less on the same salary. Alabama would charge more.

StateEst. tax on $65,000vs. Georgia
Florida$0−$2,495
Tennessee$0−$2,495
South Carolina$1,994−$501
North Carolina$2,085−$410
Alabama$2,684+$189

Official source

For forms, exact brackets, and filing deadlines, go to the official Georgia tax agency website.

All states and DC on the map

Estimates cover Georgia income tax on wages for a single filer and exclude local taxes and state credits. They are not tax advice. See our disclaimer and how we calculate.